That afternoon, Chen Dong called Wang Yitong. "Yitong, Ah Huang and I have discussed this. We can get by without any funding right now, but with your information, we can set up shop in the market much faster. If you can invest, it'd be best to invest 100,000 yuan. Ah Huang and I will be the ones primarily managing the business, and you'll only receive 20% of the net income. You'll only receive the profits, but won't be involved in management. Go home and think about it. I'll send you the company's information tonight."
After saying that, Wang Yitong formed a rough idea in his mind and waited for Zhang Benyuan to come back in the evening to ask for his opinion.
Zhang Benyuan returned home that evening and reclined on the sofa. Wang Yitong quickly went over to give him a shoulder massage. She pondered carefully, then said, "Ayuan, I've already opened a stock account and a new bank card. I also got myself a credit card. Card transactions are really convenient these days, especially with POS machines in many places. It's much more convenient than carrying cash, which can easily lead to thieves."
Zhang Benyuan patted Wang Yitong's hand and said, "Tongtong, stop pressing it, your hands are sore. I'm just a little tired from the recent big project. I'll transfer 50,000 yuan to your card later. No matter what you do, most of it is inseparable from food, clothing, housing, transportation, medical care, entertainment, technology, war, education, and news, which are all closely related to our lives.
People's living standards have improved, which means consumption is up. Liquor stocks are a safe bet, as the saying goes, "good wine gets better with age." Especially since most of the people we do business with only order fine wine. Furthermore, with so many graduates seeking employment, the real estate market is a competitive market.
I recommend buying liquor stocks. At this time last year, liquor prices were dozens of times higher than they are now. This year, the global economic situation is bleak, and those with foresight are buying at the bottom. Of course, some are selling at a loss. The domestic market is very volatile. I predict stock prices will recover before the New Year, as people often rely on personal connections. If you buy liquor, be prepared for the possibility of a loss. Hold on to your stocks and sell them in December. Buy again next year if the market recovers, and hold long-term.
Use your 20,000 yuan to buy Wuliangye or Moutai. Hold some of the money for the long term, taking a long-term approach. Merchants have always been wealthy, especially Zhejiang merchants. I recommend using your 20,000 yuan to buy shares in Bank of Ningbo.
You can use the remaining 10,000 yuan for short-term trading. You can look at the building materials sector or other sectors. The stock you're interested in is a transportation stock, which has been falling recently. You might want to keep an eye on it. They say buying high and not buying low is just a way to profit from losses. Buying low, and buying at the right level is crucial.
I have another stock, Tianchen Shares, which is also involved in development across multiple sectors. I'm buying it now at 2.1, and I'll sell it when it reaches 3 or 4 yuan. If it falls, I'll buy it again and sell it at a higher point. I don't have the energy to trade now; I always buy when I see a profit. I'll show you how to do it on your computer and phone later."
Wang Yitong listened carefully to Zhang Benyuan's analysis and suggestions, and was deeply impressed. She followed Zhang Benyuan's instructions and learned how to buy and sell and read charts on her computer and phone.
Then Wang Yitong went to the kitchen and heated a cup of milk for Zhao Benyuan: "Ayuan, you are quite tired today. Drinking a glass of milk will help you sleep."
"You drink it. Girls drink milk for good skin. Just pour me a glass of warm water." Zhang Benyuan said gently.
Wang Yitong smiled and nodded, then turned around to pour a glass of warm water and handed it to Zhang Benyuan. Zhang Benyuan took the cup, took a sip, and the warm feeling instantly spread throughout his body.
"Thank you, Tongtong. I feel very warm having you around." Zhang Benyuan looked at Wang Yitong with love in his eyes.
"Ayuan, I have something I'd like to hear your advice on. You also mentioned that the current consumption level is different. For example, when we went to the mall before, many stores were gradually adding POS card machines. I think there is still a market for this. I have a relationship with a senior brother who has become the agent of Lakala POS machine. The machine itself is not expensive, but the after-sales service is the main thing.
The machines can be sold or leased. Consumers pay a fee when they swipe their cards through the POS machine, and the agent can earn a percentage of the fee. For example, if each machine averages 50,000 yuan in transactions per month, the agent typically earns 6 to 12.5 yuan for every 10,000 yuan spent by a customer. This means the agent can earn 30 to 62.5 yuan per machine per month.
As the number of customers increases, this number becomes terrifying. Furthermore, some people will use their credit cards to cash out, turning them into personal loans, which can even be cheaper than taking out a loan. With more and more people applying for credit cards, they can charge a fee.
POS machines can be used in different scenarios, such as chain stores, clothing stores, restaurants, hotels, etc. I think investing in my brother is profitable. "
After hearing this, Zhang Benyuan was surprised that Wang Yitong thought about investment in just a few days, which proved that she still had a certain ability to analyze the market.
Zhang Benyuan thought for a moment, then gently patted Wang Yitong on the shoulder and said, "Baby, your analysis does make sense. Investing in your senior brother's POS machine project seems to have some potential.
However, we need to learn more about this market before making a decision.
First, we need to understand the competition. There may already be some established players in the POS market, and we need to analyze their strengths and weaknesses.
Secondly, we need to consider potential market risks. For example, policy changes could impact the POS machine industry. We also need to understand your partner's agency policies and contract details. Do you have a current operating analysis of your partner? What are their current investments and returns? The stability of their relationship and partnership is also crucial to ensure your rights are protected.
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