Chapter 13
Standing in front of a huge floor-to-ceiling glass window on the second floor of the villa, most of the wetland park is in view.
In the center of the wide lake there are three islands of different sizes, connected to each other by slender curved arch stone bridges, and each has a small bridge leading to the shore.
Not far from Xue Mi's villa, there was a bridge exit that led to the other side.
Although the lakeside where the villa is located is beautiful, it is obviously full of careful design. The other side of the lake is completely different, with slanting tree branches and long wild vines, which obviously has a bit more wildness.
The manager said that in a few months, the scenery will be most beautiful when the other side of the river is covered with vast expanses of reeds and flocks of wild birds.
Looking to the other side closer to the business district, you can vaguely see several gorgeous European-style buildings and a huge fountain in front of the buildings.
According to the manager, that is a high-end club that is only open to members. In addition to the high membership fees, membership requires a recommendation from an old member.
"But residents of our single-family villas automatically get membership cards. There are many recreational activities there, including high-end restaurants, bars, libraries, and gyms. There is also an indoor tennis court, bowling alley, and a heated swimming pool where you can surf. There is also a horse farm and golf course outdoors. However, the golf course is closed for the winter, so it should be open next month."
It sounds like as long as the members have enough money, the club can take care of most of the entertainment and leisure of the members.
Xue Mi took another careful tour of the villa. The only thing she was not satisfied with was that it was too large.
I always feel a little lonely staying here alone.
But for rich people, this doesn't seem to be a problem.
At worst, I can just hire a few more people to naturally fill this loneliness.
After coming out of the villa, the manager took the group to visit the small island in the middle of the lake. There were large flower beds on the island. Although it was a bit deserted now, it would surely be spectacular in spring and summer.
Looking back at the villas on the shore from the small island in the middle of the lake gives you a completely different feeling.
Xue Mi now completely feels that that should be her house.
But even if you have money, you still have to negotiate the price.
"The current selling price is almost close to the cost price, and it really can't be reduced," the manager said a little aggrievedly. "With such a large building area, and a basement, garage and garden, if it were two years ago, it would have been easily sold for 40 million. You will definitely not lose money if you buy it now."
After much discussion, the manager finally reluctantly agreed to reduce the price by one percentage point, waive the property management fee for two years, and provide a senior membership card that gives an 12% discount at the community restaurants and supermarkets.
When they returned to the sales office to sign the contract, Zhang Xuan finally asked anxiously, "That house is nice... but it's too expensive, isn't it?! Even if you can afford the down payment now, what will you do later? Didn't you just quit your job?"
Xue Mi narrowed her eyes and smiled mysteriously: "My mother left me a lot of money, enough to buy this house."
Wow, it turns out that the number is not 10 million as she had guessed before? !
Zhang Xuan finally reacted and said angrily, "Why didn't you tell me earlier? I was so scared when I heard you bargaining with the manager just now. I was afraid that you couldn't resist the temptation and fell into a big pit."
Then, a dreamy look appeared on her face again: "In other words, such a big villa will really become your house in the future? Ahhh, I will definitely come to live in your house when the time comes! I can even charge you a fee!"
"Okay, I don't dare to charge you," Xue Mi patted Zhang Xuan, "You must come to accompany me more often in the future, otherwise it will be boring to be here alone."
When we returned to the sales office, the senior salesperson was still lurking around the hall. While the important client hadn't noticed her yet, the manager pulled her aside privately and asked, "Why are you still here? Didn't I tell you to go back and reflect on yourself for two days?"
The senior salesperson said: "Manager, I was wrong before, so I want to apologize to the customer and hope she can forgive my ignorance."
It would be best to ask the manager to exempt her from future punishment. After all, for these rich people, it is just a matter of words.
If she could establish some connections through this, she might have a chance to grab this big order.
As for the intern who knows nothing, how can he have his own major?
Unexpectedly, the manager continued to drive her away impatiently: "I have asked the client, she is not interested in listening to your apology, and does not want to see you again. You should leave now, and don't let the client see you."
The senior salesperson was still unwilling to give in: "Manager, please let me try. A rich man like this will definitely not be so fussy."
There was a strong flavor of moral blackmail in her words.
The manager was smart and naturally understood what the employee meant. He became even more impatient and said rudely, "We will be signing the contract soon. If you are here and affect the customer and fail to sign the contract, you can leave immediately."
The senior salesman's face finally turned pale, and his lips trembled twice: "Are you ready to discuss the contract so soon?"
After all, it was a house purchase contract worth tens of millions. How could that person make the decision so quickly? Shouldn't you look at a few more houses, hesitate for a while, and then make a final decision?
Why is this person so unconventional? ?
No matter how resentful and unwilling this senior salesperson was, she was eventually fired early, and was given an extra two weeks of vacation, and had half a month's salary deducted.
The basic salary in this industry is actually not that much, but the problem is that if you can't come to work for two weeks, you won't get any orders, and you will lose a lot of money in commission alone.
Xue Mi didn't know about the little episode that happened in the corner, and she wouldn't care even if she knew. She was looking at her house purchase contract carefully at this time. She felt dizzy after reading it for a few seconds, and then suddenly remembered that she seemed to have hired a lawyer, and she didn't know if he could help with this.
After the call, Lawyer Feng readily asked Xue Mi to fax the contract to the law firm, saying that there were lawyers specializing in this area to help review it.
"You even have a dedicated legal advisor! It's true that being rich is different," Zhang Xuan whispered in Xue Mi's ear in amazement, "You must tell me what's going on later."
The law firm quickly stated that there was no problem with the contract and that it was a very standard contract. They also helped Xue Mi confirm the developer's qualifications before proceeding to the next process.
However, before signing the contract, you must determine the payment method.
"We can help customers apply for home loans," the manager introduced enthusiastically, "and we guarantee the lowest interest rate."
Unexpectedly, Xue Mi just shook her head nonchalantly: "No need, I'll pay it all at once, and your formalities will be completed as soon as possible, and I can pay at any time."
Although she heard that many wealthy people like to take out loans for large purchases, Xue Mi finds it troublesome and thinks it is easier to pay it off in one lump sum.
Besides, this house is not cheap, but compared with her bank deposits, it is not expensive either.
Hearing her calm words, Zhang Xuan couldn't help but coughing repeatedly. The manager and the person working on the contract next to him were also a little surprised.
They have met many wealthy people, but it is rare to see someone who can spend tens of millions of cash and buy a single-family villa as easily as buying vegetables.
The manager has already started frantically searching in his mind, wondering which wealthy family this girl in front of him belongs to.
Xue... I don't think I've ever heard of any wealthy family with the surname Xue...
————
Even if you skip the bank loan step, buying a house is still a very troublesome thing.
In addition to going through the procedures with the developer and filing with the Housing Authority, you also have to pay various taxes and fees before you can officially transfer the property and obtain a real estate certificate.
After agreeing on the next time to handle the formalities, Xue Mi left directly, leaving only a mysterious and luxurious back for people to look up to.
As soon as the property was sold, Zhang Xuan couldn't help but hugged Xue Mi's neck tightly: "What's going on! Tell me in detail! Tens of millions were paid just like that, your mother is so rich!"
Xue Mi could only helplessly pull her arm away: "Calm down, calm down, if you use more force, you will lose your best rich friend."
Zhang Xuan quickly let go of her hand, but when she heard that Xue Mi's mother had left her hundreds of millions in cash, she couldn't help but curse.
"So you are a billionaire now! No wonder you gave me that extremely expensive big-brand spring gift box as a gift." Zhang Xuan exclaimed.
"I didn't spend any money on that. Someone gave it to me." Xue Mi didn't have much pursuit for luxury brands, and knowing that her friend had always liked this brand, she just gave it to her.
The limited gift box that no one else could buy turned out to be just a souvenir for rich people. Zhang Xuan suddenly said that she didn't want to talk to her bestie anymore.
But then she suddenly realized, "No wonder you quit your job so easily. Even if I had so much money, I wouldn't go to that crappy class."
As long as there is enough money to spend, who doesn’t want to eat, drink and play games?
It's really enviable!
"No, no, you have to at least treat me to 10 big meals to make up for the trauma in my heart!" Zhang Xuan screamed.
What’s the problem? Just get going!
————
Xue Mi had a very busy weekend.
In addition to quickly buying a villa, she met with Yuan Xuebing again and decided on a financial management plan.
Xue Mi herself is not an aggressive person, so she only took out 200 million yuan to buy index funds, and allocated another 200 million yuan to a portion of government bonds and money market funds with relatively low but stable returns. She took out another 300 million yuan and converted it into a one-year deposit. Of course, she got the high interest rate that the bank only gives to large depositors, an annual interest rate of 4%.
In other words, not counting other things, she can get 12 million in interest a year from the 300 million deposit alone. Add to that other miscellaneous income, and it will be difficult to spend all the interest unless she buys a house, a yacht, and expensive luxury goods.
She finally understood why rich people love shopping so much - because they really have endless money to spend!
As for the remaining 200 million in cash, of course, I will keep it for eating, drinking, consumption and enjoyment. If I come across any interesting investment opportunities, it is not impossible to temporarily act as a discerning angel investor.
Imagine yourself waving a check and condescendingly saying to the entrepreneur: "I don't really care whether it's a profit or a loss. I'm mainly investing in you as a person."
That feeling, wow, so exciting!
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