A joint cleanup wiped out many of Chinatown's prostitution, gambling and drug businesses.

Trouble ensued, a group of Southeast Asian forces took the opportunity to seize territory, and a group fight broke out. Three unlucky guys were left in the morgue.

Han Chudong hasn't dared to go there recently, and his father has been so busy that he has to work overtime all day.

During the joint operation, more than 400 people were arrested, and the written documents alone piled up into a mountain, including many well-known bosses in Chinatown.

For fear of getting into trouble, Moonlight Rabbit was abandoned and looked for a new discotheque of a higher class.

Tonight, I will bring Kiko Mochizuki to meet Zhou Nan and Zhao Dajun in the dance hall called "Legend".

There is a saying in the banking industry: give out umbrellas when it’s sunny and take them away when it rains.

What this means is that when a company's performance is good, banks will beg them to give money and ask them to lend them money. However, when the company really runs into trouble and needs funds to turn around, the banks will rush out and take away the funds loaned to the company, becoming the last straw that completely crushes some companies.

Han Chudong encountered the incident of sending an umbrella on a sunny day.

Not long after I sat down in the dance hall, a Jewish man came over and introduced himself: "Mason Han? I am Alan Hoffman, the head of the financing department of the Los Angeles branch of the Dai-ichi Kangyo Bank of Japan."

"Hello."

A little confused, wondering how the bank staff could find him here, Han Chudong shook hands with them and said with a smile: "I didn't expect that I'm so famous that you can recognize me here."

"Haha! I happened to be drinking with friends over there and ran into you by accident, so I came over to see if there's any room for cooperation. Your name is at the top of the list of potential clients, and I remember it." Alan Hoffman pointed to his head and said.

Dai-Ichi Kangyo Bank is a relatively large bank. It was formed a few years ago by the merger of Japan First Bank and Japan Kangyo Bank. It mainly provides financing and transaction services to the Asian community in the Greater Los Angeles area.

Ordinary people may not know Han Chudong's name, but banks have extensive information channels and also have Chinese employees. They will compile a list of potential high-quality customers. Han Chudong is considered to be well-known in the Chinese community, and Alan Hoffman just happened to know him.

If it weren't for the unexpected meeting tonight, the salesperson from Dai-ichi Kangyo Bank would have tried to send someone to contact Han Chudong's company to ask if they needed a loan. Recently, this bank is competing for the title of the best branch in North America and needs to complete the loan quota for the first quarter of this year.

Banks make money mainly by lending to businesses and individuals. The financing and lending departments are under great pressure. Recently, loan interest rates have been too high, and high-quality customers are difficult to find.

You will only encounter this kind of thing when you reach a certain position. Ordinary people will only encounter bank employees who promote credit cards and mortgage services.

Han Chudong thought that someone had found out about his loan from Bank of America, and that the client list had been leaked due to corporate espionage, so he asked, "You want me to get a loan from your bank, right? I'm going to launch a new product soon, and I just need money to promote it. We can talk about it in detail when we have time."

Mr. Alan Hoffman's eyes lit up. "Excuse me, how much money do you need?"

"It depends on how much money you are willing to lend me. My business is in a period of rapid development and needs funds for expansion. It doesn't matter if it's less than three million US dollars. I can always get a loan from Bank of America. Panasonic Battery tried to buy my battery patent for more than ten million US dollars, but the deal has not been reached yet. I have assets to mortgage."

In the eyes of the bank's financing and loan department, those who are short of money but have assets that can be used as collateral are good customers that they can try to contact.

He took out a business card, handed it to Han Chudong and said, "Then I will visit you in person during working hours, okay? We can talk in detail then."

She made an OK gesture and before Han Chudong could take out his own business card, Mochizuki Kiko handed the boss's business card to Alan Hoffman.

She was wearing a black shirt and jeans tonight, dressed very casually since it was after get off work after all.

As soon as the Jew left, Zhao Dajun couldn't wait to speak: "You are so serious now, and you still say that it's okay if it's less than three million US dollars. Three million is not thirty thousand yuan! People will definitely think you are unreliable."

"You know nothing. Now the bank is begging me to make money from me." Han Chudong said calmly.

Using Mango Company shares as collateral, he borrowed US$4 million from Bank of America. If he could use other companies and patented technologies as collateral, he could continue to borrow money, but his debt ratio would be high.

Having just started the business, I was too cautious and still believed that if I made banks my creditors, they would have the power to make decisions and could easily interfere with the internal decision-making of the company.

Both Da Jun and Zhou Nan felt that Han Chudong had now soared to the sky and was on a different level from themselves, so they quietly skipped the topic to avoid being tortured.

A few drinks.

Zhou Nan asked Han Chudong, "Does your family have any houses for sale now? Thanks to you, I've made a lot of money and want to move to a new house."

"That's enough. Take out the money and invest it first, and move to a smaller house to live in temporarily. It's not easy to accumulate the start-up capital, so the house will appreciate in value. For the two of you, investing and making money is the most important thing right now."

There is no need to cheat friends. Han Chudong told them the truth and added: "Also, I guess I can't give you the agency rights for the facial mask. We won't use the agency model this time. I will return the extra agency fee I gave you last time in the next two days. In addition, I will help you think about where to invest. There are businesses everywhere that can be done, and you will definitely make a lot of money."

There is no wrong version in the 1619 book forum!

It’s not that they can’t give it to them, but if they are allowed to be the agents of facial masks, there is no guarantee that other agents of Mango Toys will not have objections.

Because of Han Chudong, the two had already earned a lot of money, so they didn't say much when they heard this.

If you give it to me, take it. If you don’t, forget it. We should be grateful. If it weren’t for his help, Zhou Nan would probably still be doing hard labor on the assembly line and Zhao Dajun would still be working as a security guard at the warehouse door.

"I'll do whatever you say about this. There's no need to ask me and Zhou Nan. Don't return the agency fee to us. If you dare, I'll burn it on the spot."

Zhao Dajun raised his glass and continued, "But toys don't cost much, so I really need your help to think of where to invest to make money. With our brains, we can only think of putting it in the bank to earn interest, but because of... taxes, we can't even put it in the bank. If such a large amount of money is put into the account, it will definitely be checked by the tax bureau."

The following sentence is said in Chinese, which means it comes with encryption.

He could trust Han Chudong and told him that he and Zhou Nan had hidden a large amount of untaxed cash, but Mochizuki Kiko was also present and it would not be good if outsiders knew about it.

Han Chudong also said in Chinese: "In the future, you should be more honest when doing business and pay taxes. If you have too much money, you will be exposed. There is no need to put yourself in jail."

beside.

Zhou Nan asked Mochizuki Kiko, who was sitting opposite him, smiling, "What is your relationship with my friend? I've never seen him bring any girls out before. Is he dating?"

Kyoko Mochizuki's face began to get hot, but because the light was dim, she couldn't see anything. She finally realized that she shouldn't have come to such an occasion.

Contact at work is one thing, but going out for drinks with the boss after get off work is tantamount to telling others that there is something fishy about the relationship.

Just as she was about to answer, Han Chudong, who was sitting next to her, said, "Yes, it's beautiful, isn't it..."