When Lu Chen told Li Mingyue about this idea and the specific implementation routine, Li Mingyue was also stunned.
Lu Chen's business model has exceeded Li Mingyue's understanding and is too epoch-making.
As I said, in this era, if you go to a money house to deposit money, you have to pay the money house. Who has ever seen a money house not take your money but give you money in return? Wouldn’t you lose money by doing this?
However, after Lu Chen broke down the logic and explained it to Li Mingyue, Li Mingyue suddenly understood, and then she admired her man even more.
What kind of a clever person must have to come up with such a scheme where you sell people out without leaving any bones behind, and then they turn around and help you count the money while saying thank you.
In fact, even if Lu Chen broke it down into pieces, Li Mingyue still had only a vague understanding of some of the principles.
But her trust in Lu Chen made her willing to carry out the tasks assigned by Lu Chen 100%.
What's more, Li Mingyue didn't understand anything else, but she understood Lu Chen's words very deeply and agreed with them deeply.
"What's the most profitable business these days? Monopoly, of course. Once our central bank is established and our deposit and loan model is rolled out, do you think there will be any banks in the world that can compete with us?"
"When most of those banks are dead, we will be the biggest lenders in the world. We will have the final say on how to make money then."
"Do business with the country! We must do business with the country! Not just Da Qi, we also have to do business with Xixia, Liao and Jin, and all the surrounding stewards. Doing business with them is the most profitable, because from the perspective of the country, no matter how little interest we collect, it will accumulate to an astronomical figure."
"Because other banks exist at this stage, it further demonstrates how low our interest rates are and how conscientious our business is. Oh, my dear Master Bai, a loan with an annual interest rate of only 4%, are you really not going to consider it? How is this different from picking it up for free?"
"What? Your family doesn't need that much money. You're not going to borrow money from me and then lend it to those herdsmen! Do you need me to teach you this?"
"I was lying on the herdsmen and sucking their blood? I was clearly doing charity, how could you smear their innocence for no reason!"
Thinking of Lu Chen's excited expression when he talked about these things, Li Mingyue felt very complicated.
While I am proud of my man's creative ideas, I also feel a little sad.
In fact, Li Mingyue herself knew very well that Lu Chen might not be able to come back.
Li Mingyue stroked her belly and said to Li Zhuo, "Your Majesty, if you run out of money in the future, you can continue to borrow money from the Central Bank. We can also lower the interest rate, but when the time comes, you must pay it back."
"Lu Chen said that this bank belongs to the country, not the royal family. This money doesn't belong to the royal family, but to the entire world. If one day you borrow too much and can't pay it back, it's like you owe money to everyone in the world, which will cause big problems."
"So you must explain this matter clearly to the ministers in the court. Let them all know the seriousness of this matter. And every future crown prince must also understand this principle. This must be permanent."
Li Zhuo, who was originally extremely excited, thought about it and figured out the reason.
He said with an extremely serious expression, "Okay, I understand. Tomorrow I will bring this matter up in the court and ask the Ministry of Revenue to come up with a specific regulation."
"Actually, I've been annoyed with those people in the Ministry of Revenue for a long time. Every time they borrow money from me, they always find ways to default on it. Now that we have a central bank, we won't have to worry about them not paying us back."
"As for the crown prince, I will tell all the princes later."
Li Mingyue nodded. She was very satisfied with this trip to the imperial city. From what Li Zhuo had just said, it could be seen that he had not yet decided who to appoint as the crown prince.
If this is the case, then there are countless changes involved.
This incident in the commercial street made Li Mingyue understand some things.
As the saying goes, when you enter the world, you have no choice. Sometimes there are things that you cannot choose not to do just because you don’t want to. For your own interests and for the people around you, you have to jump into some whirlpools.
Since someone has taken action, Li Mingyue will not sit still and wait for death. She stood up and said, "Okay, if there is nothing else, I will take my leave. I still want to go to Concubine Wang's place."
After Li Mingyue left, Li Zhuo pondered for a while, then summoned Hua Bule and said, "Go tell the Queen to withdraw her people."
Hua Bule nodded and hurried to the queen's bedroom.
When Hua Bule arrived at the Queen's bedroom, Queen Qiao was having a meal. The table full of delicacies from land and sea, fine wines and delicious food proved that Queen Qiao was in a very good mood.
Of course it was great. She had just taken control of the commercial street and had a goose that laid golden eggs in her hands.
These days, having money can do a lot of things, such as helping her son make friends with ministers outside and allowing her son to take the initiative in the fight for the throne.
However, before she could be happy for long, the news about Hua Buluer brought her down to earth.
After sending Hua Bula away, Queen Qiao's face looked frighteningly ugly.
Not having it before and having it and then having it taken away are two completely different feelings.
Even though the commercial street didn't originally belong to Queen Qiao, she now felt that Li Mingyue had stolen her money.
My dear, there is more to this chapter. Please click on the next page to continue reading. It will be even more exciting later!
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