Ren Zhiyi laughed and said, "Don't even mention you guys, every time I go home now I feel like there's something wrong with my little courtyard."
Jiang Xiaoli couldn't help but wonder, "You don't even like the courtyard houses?"
Ren Zhiyi shrugged. "I agree with Xiaoyu on this point. Apartments are better, but unfortunately my mom doesn't have Aunt Xu's boldness."
She couldn't help but laugh out loud. Xu Feng would rather separate from Xiao Jincheng than live in that courtyard house.
Hu Jingxin suggested, "It's alright, Zhiyi. You can just buy a house and move out yourself later."
Ren Zhiyi looked around the model room and said, "Indeed, I think it's worth considering."
Chang Yue waved her hand and said, "President Wei, let's take a look at the fourth room. This one is indeed a bit small."
Wei Haiquan smiled and said, "Next to this apartment is a small four-bedroom apartment, 169 square meters. You can take a look first. If you still think it's not big enough, we have a large four-bedroom apartment of 189 square meters in the building next door!"
After walking around the other room, the group felt that it was much more spacious than the previous one, but none of them showed any satisfaction.
Wei Haiquan immediately suggested, "Shall we go look at some bigger ones over there?"
When they arrived at the building next door, Yan Chengcheng was the first to express her satisfaction. "I think this apartment is very similar to Xin Xin Xiao Li's apartment, isn't it? The master bedroom's bathroom is also much bigger, better than the previous one!"
Chang Yue walked around the room and felt quite satisfied with Wei Haiquan's introduction.
"This house is more than enough for our family of three. The extra two bedrooms are perfect, one as a guest room and the other as a study."
Yan Chengcheng shook her head, "I don't want to prepare guest rooms in a house I bought with my own money. If it were me, I would use one room as a study and keep a room full of cats in the other!"
Ren Zhiyi couldn't help but laugh out loud, "That's a good idea. Can I come to your house to play with the cat in the future?"
"Come on in! My cat Mimi and I welcome you anytime!"
Seeing that they had already started to imagine the future, Jiang Xiaoli asked, "Are you going to buy this one?"
“I think it’s great.” She turned and asked, “How much is this house?”
Wei Haiquan smiled and announced a figure: "Our opening price is 5,500 yuan per square meter. According to the latest housing loan application regulations issued this year, we have a partnership with banks, and the minimum down payment is 30%, with a loan term of 10 years."
He paused and continued, "Of course, you are all friends of Chairman Jiang. Chairman Zhao specifically instructed that we can give you a 30% discount and a free parking space."
Jiang Xiaoli thought for a moment, "5500 yuan per square meter, 182 square meters, 30% off is 182 yuan."
Wei Haiquan immediately praised, "Chairman Jiang, your math skills are truly excellent! That's exactly the number!"
Hu Jingxin said with a smile, "That's right, the title of IMO perfect score champion is not earned for nothing."
“700,000…” Yan Chengcheng started to feel conflicted when she heard this number.
She and Chang Yue received their dividends from "307" in early July. They just paid back the money they owed Jiang Xiaoli, and there wasn't much money left. She also had the fewest shares.
Chang Yue, on the other hand, was more shrewd. "A 30% discount plus a free parking space is already a great deal."
She thought for a moment and said, "Xiaoli, buying a house is a big deal. I'd like to ask my parents to come to Kyoto this weekend to take a look. If they agree, we'll buy it, okay?"
Jiang Xiaoli did not answer; she looked at Wei Haiquan.
Wei Haiquan nodded repeatedly, "Yes, yes, if you two like it, you can choose a floor today. I'll reserve it for you before the opening on September 30th. Is that alright with you?"
Chang Yue and Yan Chengcheng nodded in agreement.
Jiang Xiaoli looked at Ren Zhiyi, "Zhiyi, didn't your aunt also want to see the houses here? Why don't you bring her over later? President Wei recognizes you now."
Ren Zhiyi was a little embarrassed, "Xiaoyue and Chengcheng are buying houses for their own families, but my aunt... isn't that a bit inappropriate?"
She smiled and said, "It's okay, nobody buys a house every day."
Ren Zhiyi thought for a moment and said, "Then I'll go back and tell my aunt, Xiaoli, thank you."
Jiang Xiaoli waved her hand, "President Wei, we'll leave the house viewing to you later."
"No trouble at all! We are very happy to have you all chosen 'Huarong Yayuan'!" Wei Haiquan quickly exchanged contact information with them.
When asked about Hu Jingxin, she shook her head, "I'd better pass. I feel like this apartment is similar to my current one."
Yan Chengcheng chuckled, "You really don't need to buy it. The three of you are either from Kyoto or already own houses there. It's Xiaoyue and me who are the ones who really need it."
Jiang Xiaoli smiled. "Actually, from an investment perspective, these kinds of affordable housing units will definitely be the most sought-after in the future, so I'm very optimistic about the development of Huaxin Group."
Wei Haiquan beamed with delight upon hearing her words, "Oh, Chairman Jiang, you've hit the nail on the head! Since Chairman Zhao led the group's transformation, the entire group has radiated a different kind of brilliance. The future of our 'Huaxin Group' is truly promising!"
After saying that, he realized his words sounded a bit like he was giving a pep talk to his employees at a morning meeting. He touched his nose sheepishly, "Hehe, Chairman Jiang, sorry, I got a little carried away."
"It's alright, it's great. With this kind of spirit, I believe Huaxin Group will only get better and better under Chairman Zhao's leadership," Jiang Xiaoli encouraged. "Keep it up, do a good job!"
Wei Haiquan escorted them all the way to the parking lot. "Thank you for your encouragement, Chairman Jiang. We will continue to work hard!"
Ren Zhiyi lived very close by, so Jiang Xiaoli drove her home first, and then took the other three back to "Heyuan".
On the way, Yan Chengcheng asked curiously, "Xiao Li, Xiao Yue, what does President Wei mean by the 30% down payment and mortgage?"
Jiang Xiaoli explained, "It's a loan policy. Housing prices are too high, and many families can't afford to buy a house all at once. Banks provide housing loans to people with stable income. You only need to pay 30% of the purchase price to buy the house, and you can pay the rest back to the bank over ten years. However, the property certificate has to be mortgaged to the bank first. You will get the property certificate back when you finish paying off the loan."
Chang Yue asked, "Is the interest rate on this loan high?"
"I'm not really sure about that. I might have to ask the bank, but it's banking business after all, so it can't be too high. It's not like it's usury," she analyzed.
Yan Chengcheng exclaimed in surprise, "That means I only need to pay 210,000 upfront for the 700,000 yuan house, and pay off the rest in 10 years?"
"Yes, that's what I mean."
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