Chang Yue did a quick mental calculation: "Currently, the general loan interest rate at banks is between 7% and 9%. Let's calculate the mortgage loan at the relatively low 7% rate. For a house with a price of 700,000 yuan, a down payment of 30% would be 210,000 yuan, and the loan amount would be 490,000 yuan. In the end, when the house is paid off, I will have to pay nearly 200,000 yuan more in interest."
"So many!" Yan Chengcheng exclaimed in surprise, her mouth agape.
Hu Jingxin suddenly spoke up, "If you think the interest is too high, you don't necessarily have to take out a loan for so many years. You can take out a shorter loan. Besides, the property value keeps increasing. I asked A Yuan, and when Xiao Li and her family bought their apartments in 'Heyuan,' it was only 4,900 yuan per square meter. When we bought ours, it had already risen to 5,600 yuan, not much of a difference in time. Didn't Brother Le ask around in the building the other day if anyone was willing to sell their property? It seems he offered 6,500 yuan and no one was selling."
Chang Yue lowered her head and thought silently for a moment, "Xin Xin is right, I should discuss it with my parents."
Jiang Xiaoli said, "You two should ask your families to look at houses first. If you're short of money, just ask. I can lend you some money to tide you over. You can pay me back when you get your year-end dividends."
"Me too! Me too!" Hu Jingxin said with a smile. "I'm rich now!"
Chang Yue and Yan Chengcheng returned most of their dividends to Jiang Xiaoli, and Ren Zhiyi also returned hers to her family. Only Hu's parents did not take Hu Jingxin's money, leaving her to keep it herself.
Yan Chengcheng smiled and snuggled into her arms, acting coquettishly, "Oh right, haha, Xin Xin, you rich lady, give me a hug!"
Chang Yue chuckled softly, "I know, I'll let you know if you need anything."
Back home, Jiang Xiaoli checked the time and logged into "SOSO" to send a message to Xiao Muyu.
[Jiang Youqian: Beep beep beep beep! How was your first day of school?]
After waiting for more than half an hour without receiving a reply, she got up and called Jiang Chengle. "Brother Le, Xiaoyu has a lot of classes today. I sent her a message but she didn't reply."
Jiang Chengle knew Xiao Muyu's schedule as expected. "Xiaoyu doesn't have class today, but Qinglin took her to a freshman activity. She probably won't be back to her apartment until the afternoon."
The Qinglin he mentioned is Jiang Qinglin, the child of the second branch of the Jiang family. She is a freshman at Oxford this year, just like Xiao Muyu.
Xiao Muyu lives in an apartment in Oxford where she is next to Jiang Qinglin. The two have been getting along quite well recently, and today they went to the freshman party together.
Jiang Xiaoli felt like a mother hen, and was inexplicably worried.
Her fears proved to be correct.
Around 10 p.m., Xiao Muyu's profile picture on "SOSO" lit up.
[Xiaoxiao Muyu: I just got back. I went to the freshman party with Qinglin. It felt so awkward!]
Upon hearing the notification sound, Jiang Xiaoli immediately opened the chat box and began typing rapidly.
[Jiang Youqian: What's wrong? Are you not used to it?]
[Xiaoxiao Muyu: Maybe I'm still not used to it. I feel like I can't quite fit in. Starting to drink first thing in the morning is really exaggerated!]
Jiang Xiaoli was slightly relieved after seeing her reply.
[Jiang Youqian: It's okay, if you don't like it, you don't have to go. Do whatever you like, you don't have to listen to Qinglin all the time.]
[Xiaoxiao Muyu: I know, don't worry, I'll get used to it gradually.]
The two chatted for a while before Jiang Xiaoli turned off her computer.
Zong Jiayu immediately led the person back to the bedroom, "Are you relieved now?"
She nodded. "There's nothing we can do. Her survival skills are really worrying."
Zong Jia chuckled softly, "Xiao Yu has been alone in Chongqing for several months now, she can manage."
As Jiang Xiaoli brushed her teeth, she muttered, "I hope so!"
She spat out the bubbles from her mouth and complained to herself, "How come I never realized I was such a worrier before!"
"Hehe." Zong Jiayu handed her the towel and said with a smile, "Will Little Pear be just as worried about her children in the future?"
Jiang Xiaoli imagined it for a moment, then shuddered and immediately shook her head, "No, no."
"What's wrong?"
She patted her cheeks. "I need to change this habit. This is definitely the kind of parent kids hate the most—meddling in everything!"
"Hahaha!" Zong Jiayu laughed, hugging her. "What if you really can't stand it?"
“Go ahead and say it!” she replied matter-of-factly. “Someone has to put on a sour face, right?”
Zong Jiayu fell silent. "A bad guy wants me to do this?"
Jiang Xiaoli put her hands on her hips and defended herself, "How can you call him a bad person? Haven't you heard of the phrase 'strict father and kind mother'?"
“But I always listen to you. Do you think the child won’t understand who’s at the top of the food chain in this family?”
Jiang Xiaoli fell silent as well, and simply gave up, "Oh, why think so much now? We'll deal with whatever comes our way, it's still early!"
Zong Jia lowered his head and kissed her lips. "Don't rush the baby, but we can practice first."
She was about to ask "What are we practicing?" when she was picked up and placed on the washbasin.
A series of delicate kisses followed, gradually spreading downwards from her eyebrows and eyes.
Her soft fist landed on his shoulder. "Ugh, the sink is so cold..."
Zong Jia chuckled, lifted her bottom, and carried her towards the bedroom, face to face. "It's okay, you'll get warm soon."
...
The next morning, Jiang Xiaoli was discussing the demolition of the old factory area in Xijing with Li Anting and Dafu when Zhu Han knocked on the door and brought Xiao Jincheng in.
They both stood up at the same time, and Dafu greeted them, leaving the office to them.
Jiang Xiaoli said with a smile, "Uncle Xiao, what a rare guest! Is this your first time visiting my place?"
Xiao Jincheng nodded, "Yes, it's my first time here, and you've done a great job here!"
"Haha, Uncle Xiao, are you planning to exchange pleasantries with me first?" she asked directly, sitting on the sofa. "You must have come here today for something, right? What's up?"
"Little Pear knows everything!" Xiao Jincheng smiled and handed her a document. "Didn't we talk about attracting businesses for the 'Jinghua Center' before? I contacted a bunch of brands, and they're all very interested, but I still feel like something's missing!"
Jiang Xiaoli immediately understood his meaning: "The 'Jinghua Center' should indeed introduce some brands that are entering the Chinese market for the first time."
Xiao Jincheng snapped his fingers. "That's exactly what I mean. Our 'Jinghua Center' needs to be positioned differently from the start to attract a more targeted customer base!"
She thought for a moment, "We do have relatively few opportunities to connect with international brands in China, Uncle Xiao. I think my wedding soon would be a good opportunity. What do you think?"
Xiao Jincheng immediately shook his head, "One thing at a time. Your wedding is a joyous occasion, why talk about these things?"
Jiang Xiaoli said with a smile, "It's never a time to miss out on making money, is it?"
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