However, things took another turn when Lu Wanqing arrived at the bank the next day.
Although Zhang Chunhe agreed to the loan, such a large sum of money required the bank president's approval.
The bank manager had other plans for the money, so naturally he did not approve it.
Therefore, Zhang Chunhe specially invited Lu Wanqing to his office.
Seeing him furtively close the door, she assumed he was up to something shady again and was about to get angry when, to her surprise, he suddenly knelt down on the ground.
"Mr. Lu, I really have no other choice. The bank manager won't approve the loan, and I'm powerless to help. I beg you, can you give me the recording?" he pleaded tearfully.
Lu Wanqing found it amusing that he didn't know that she could record as many recordings as she wanted, and what difference would it make whether she gave them to him or not.
However, since Zhang Chunhe had no other choice, this was the only option.
She could promise not to release the recording, but if he dared to harm her and Fok Ying-tung, his wife would find out about it immediately.
After leaving his office, Lu Wanqing saw that the bank manager's office was not far away next door.
Since we're here, we might as well go find him.
To everyone's surprise, the bank manager was away on a business trip and not at home.
All she found out was that the bank manager's name was Guo Feng, and he was a middle-aged man in his forties.
The loan deal was put on hold again, but the inventory work at the garment factory was nearing completion.
If she can't come up with the money, the factory will likely be broken up and auctioned off.
If she misses this opportunity, building her own factory will cost more than three million; it will require at least five million.
But since she couldn't get a loan, there was nothing she could do. Even if she were to sell the precious calligraphy, paintings, and stamps she had treasured in her space now, they wouldn't fetch much money.
She chuckled to herself, saying that she was now quite wealthy, but when she really wanted to start a business, she found that she still didn't have enough money.
Was she taking a bit too big a step?
She then thought that nothing in life is ever smooth sailing, and she shouldn't back down at the first sign of hardship.
After she returned, she immediately called Manager Chen in Gangcheng to inquire about the price of the property.
Manager Chen excitedly told her that the villas in that area were already sold out, and if she wanted to buy one, she could only buy one from someone else, which had now doubled in price.
This is good news, but doubling isn't enough. The port city is about to experience explosive growth in real estate. She only regrets that she doesn't have enough funds to invest too much at once. Otherwise, she could make a fortune just from real estate.
The houses in the port city cannot be sold yet, and even if they were sold, the money would not be enough, so we have to think of other ways.
Han Dongsheng did want to help, but she didn't want to make the relationship between the two families mutually beneficial. She could help with small favors normally, but it was better to be cautious about something that involved millions of dollars.
Just when she was at her wit's end, she heard even more depressing news at Lin Xiaocui's shop.
Chun Tao was given a day off by Chen Yuan, so she went back to the hot pot restaurant to see Lin Xiao Cui and help out.
She was, after all, an employee of the hot pot restaurant, earning a salary from the restaurant, and was very grateful to Lin Xiaocui, treating her like an older sister.
After hearing about Lu Wanqing's loan, she hesitated for a moment before speaking up:
"Do you know what Chen Yuan's husband does? I only recently found out. It turns out he's Guo Feng, the bank manager. When I was cleaning, I think I saw a loan application on his desk, the same amount of money you mentioned."
Lin Xiaocui was surprised. She didn't know that Sister Chen's husband was so powerful. She thought that it was already impressive that she worked in the Ministry of Finance, but her husband was such a high-ranking official.
Lu Wanqing realized that it was no wonder he wouldn't approve her loan; someone else had already applied for the money with him.
In any society, relationships and connections are paramount, so in matters like this, people will always prioritize their own people.
She felt that her chances of getting the loan were even slimmer.
“Sister-in-law, I’ve known Sister Chen for a while now, why don’t I go and ask her for you?” Lin Xiaocui suggested.
Lu Wanqing hesitated: "Won't she have a problem with you?"
Lin Xiaocui shook her head: "Sister-in-law, didn't you say that sometimes you shouldn't be afraid to trouble others? Relationships are built by asking for favors. I'm just helping you make an introduction. Whether the deal goes through or not is up to you."
After listening, Lu Wanqing patted her shoulder and smiled:
"Not bad, you've learned something and are putting it to good use right away. Well then, I'll trouble you with this now!"
She really didn't expect that the little girl who used to run errands for her would now be a restaurant owner, and that she would be so sophisticated in her speech and actions.
Soon, Guo Feng returned, and Lin Xiaocui called Chen Yuan to tell her about it.
Guo Feng asked Lu Wanqing to go to the bank to find him.
Lu Wanqing arrived at the bank as agreed and met Zhang Chunhe in the corridor.
"My dear aunt, what brings you here again? I've already told you, there's really no way to get the loan back." He thought she had come to ask him for the loan again, and said with a bitter face.
Lu Wanqing chuckled and tried to walk past him, but he blocked her way with one hand.
"You told me I was going to see President Guo," she said curtly.
Zhang Chunhe's face darkened, and he stopped her from leaving.
"What do you want with him? Aren't you overestimating yourself by trying to ask him for a loan directly?"
Lu Wanqing scoffed, "What's it to you if I overestimate myself! Get out of my way!"
"No way!" Zhang Chunhe felt guilty. He and the bank manager belonged to different factions and had a very delicate relationship. He was afraid that the bank manager might have something on him.
Just as the two were struggling, Guo Feng went out to use the restroom and witnessed the scene.
"President Zhang, what are you doing?"
Guo Feng said coldly, knowing that he was a womanizer, but he didn't expect him to block people's way in public.
However, not just anyone can enter their office area. Could it be that the female boss they arranged to meet has arrived?
Before he could ask, Lu Wanqing had already introduced herself:
"President Guo, my name is Lu Wanqing, and I'm looking for you."
Zhang Chunhe thought to herself, "Does this woman think this is a vegetable market, that she can just look for the bank manager whenever she wants?" But then, a second later, Guo Feng's cold face broke into a smile, and he waved to her.
"Come on, I've been waiting for you!"
Lu Wanqing was not old and looked young, not much older than his daughter. He never expected her to be a female boss who needed to take out a loan to start a factory. He felt a strange sense of admiration for her.
Just as Zhang Chun and Zhang Deneng were still in surprise, having stuffed eggs into their mouths, Guo Feng warmly invited Lu Wanqing into the house.
After chatting for a while, she finally understood that the application in Guo Feng's hand was submitted by someone sent by Han Dongsheng. He originally intended to tell her only after everything was in perfect order, but unexpectedly, this misunderstanding occurred.
"But Mr. Lu, why would that old fox Zhang Chunhe agree to give you a loan so readily? You're not going to get ripped off, are you?"
Zhang Chunhe's reputation was well-known in the industry, which made Guo Feng a little worried.
Lu Wanqing smiled and took out the cassette tape.
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