Chapter 151 Haishi Bank



Xu An was busy all morning and accomplished a lot.

First, make clear arrangements for all employees and their work at Xu's Fast Food Restaurant's three locations;

Then he went to the braised food shop to monitor the progress of the plumber's work and also signed for the two freezers to be placed in the shop.

I compiled all the relevant documents for the braised food shop and handed them to Uncle Dongliang's friend, asking him to help me apply for a business license.

Finally, we went to the Shanghai Convention and Exhibition Center to meet with the organizing team and sign a catering contract for the exhibition.

The person in charge of signing the contract with Xu An was an unfamiliar staff member. This time, neither the elderly man nor the middle-aged man were seen, and the young woman from the photo also seemed to be absent.

When signing the contract, Xu An discovered that the number of boxed meals needed each day had already been filled in, totaling 2,860 meals!

Nearly three thousand copies!

This is half again as much as Xu An initially expected, which was two thousand portions.

After signing the contract, Xu An also took the opportunity to visit Manager Han of Xinyang Shangchu Technology Co., Ltd. Most of the equipment was still being installed and had not yet entered the commissioning stage, but judging from the progress on site, it should be completed in the next day or two.

After completing all the above tasks, it was already 11:00 AM when Xu An returned to the store, just in time for food delivery. He and Uncle Guosheng were busy again until 1:00 PM when they finally had some free time.

Sitting behind the cashier, Xu An carefully reviewed the contract he had signed with the expo organizing committee that morning. Then, he opened his browser, typed "insulated food cart" into the search bar, and began searching for it.

Now that we've secured the catering contract for the expo, purchasing insulated food trucks is definitely on the agenda.

After browsing through the options, Xu An found that the food trucks that met his requirements were priced at around 50,000 yuan.

Fifty thousand is just the price of the car. Including various handling fees and expenses, the final price is about sixty thousand.

The shop originally had over 70,000 yuan in available working capital, but after renting the braised food shop and paying the rent and deposit, only over 60,000 yuan remained.

If I buy this food truck outright, my working capital will be completely depleted. I'll also need to set aside funds to purchase automated kitchen equipment, and there might still be some hope for the greenhouse project.

Whether it's automated kitchen equipment or greenhouses, money is required.

The latter, in particular, involves more than ten greenhouses, and the cost is definitely no less than that of purchasing a food truck.

Speaking of greenhouses, it seems that the daily output of Aunt Hong's greenhouse is insufficient to meet the demand during the expo.

This means that I have to buy fruits and vegetables from the wholesale market every day, which doubles the cost!

Just as Xu An was pondering how to use the 70,000 yuan in his hand to buy a food truck, purchase automated kitchen equipment, and build a greenhouse, a young man, dressed meticulously in a full suit despite the 38-degree heat, peeked out in front of Xu's Fast Food Restaurant.

The man's gaze swept quickly over everyone in the store, finally landing on Xu An, who was sitting behind the cashier with his eyes glazed over.

Yes, he recognized the face; the young man, who looked quite young, was the owner of the fast food restaurant.

The young man stepped into the store. The fan at the entrance spun around to the direction he came in, and the strong airflow brought him a strong sense of coolness and comfort, which relaxed the expression on his face that had been contorted by the heat.

"Good afternoon, Mr. Xu."

The young man's voice pulled Xu An's wandering soul back into his body. In response to the young man's greeting, Xu An's brain subconsciously replied, "Hello, would you like to have a meal?"

After speaking, she looked at the man and realized that she had never seen him before and that he was a complete stranger.

How could he know himself?

How strange!

"Here's the thing, Haishi Bank recently launched a new business loan with higher amounts and lower interest rates than before, making it perfect for small and medium-sized businesses to use for working capital." The young man said, handing Xu An a flyer along with his business card.

Commercial loans!

Xu An was very familiar with this. After graduating from university, he kept hearing from his classmates and friends that one of them had bought a car or another had bought a house, all of which were purchased with loans.

Of course, Xu An had no experience in this area; he had only heard about it and had never experienced it firsthand.

She reached out and took the flyer and name from the man, then looked at the information on the business card.

Zhou Yaodong, a bank teller in Haishi.

As a local resident of Haishi, Xu An had a very good impression of Haishi Bank.

When the boxed lunch stall's daily income exceeded 500 yuan, I went to Haishi Bank to open a bank account. To this day, all the store's income and expenses are processed through this bank account.

Xu An placed the business card aside and picked up the flyer to read its contents.

After reading just a few paragraphs, Xu An's breathing became rapid, and a flush appeared on his face. He quickly read through the contents of the flyer.

The flyer contained a lot of text, but it could be summarized in one simple sentence: "Loans are available with your business license. If you meet the requirements, you can borrow as little as 200,000 yuan and as much as 20 million yuan!"

Loan terms:

The first condition is that you must be at least 18 years old. That's met!

The second condition is that it must meet both market prospects and national policy requirements; this is absolutely essential!

The third requirement is having a local ID card or residence permit and a business license, which is perfectly fine!

The fourth

As more and more conditions were met, a factory rose up in Xu An's mind, and all the automated kitchen equipment he had seen in catalogs appeared in the factory.

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