Countless fruits and vegetables are harvested from their own greenhouses and transported to the factory. Employees then feed them to machines, where they become ingredients for cooking. These ingredients are then sent to the cooking area, where Liu Daxi's team and others operate automatic cooking machines to prepare delicious meals. Afterwards, Aunt He and others package them into beautifully presented boxed meals. Finally, Uncle Guosheng drives an insulated food truck to transport these meals to every corner of Haishi.
The seventh condition: The shop must hold a business license and have been in operation for at least one year.
Snap—
This is the sound of shattered illusions.
From obtaining the business license to now, Xu's Fast Food Restaurant has only been in operation for a little over a month, which is a huge difference.
"I'm sorry, our shop doesn't quite meet the loan requirements," Xu An said with some regret.
"I can help you assess whether your store meets the loan requirements," Zhou Yaodong explained. "If some conditions are particularly favorable, other conditions may be relaxed accordingly."
Zhou Yaodong's words were almost a blatant message to Xu An that there was considerable room for adjustment in these conditions.
In 2012, the bank's service was surprisingly good. Not only did they proactively come to my door to promote their services, but they also helped assess whether my shop met their loan requirements.
Faced with such a proactive and helpful salesperson, Xu An naturally wouldn't refuse his request.
When did the shop obtain its business license and begin operations?
"July?"
Which year?
"2012".
The pen stopped writing a '2' and Zhou Yaodong turned to look at Xu An. Was this kid just teasing him?
Even if he opened in early July, it's only been a month and a half. The threshold must be shaved down to the soles of his feet!
He knew that Xu's Fast Food Restaurant had been established for a short time, but he didn't expect it to be this short!
But having already spoken, it was difficult to refuse, so Zhou Yaodong had no choice but to bite the bullet and continue calculating.
Let it be, we've already come all this way, and we've already run away, so a few more transactions won't make a difference.
After Zhou Yaodong finished writing, he continued to ask, "How much revenue does the shop generate daily?"
"Total revenue or net profit?"
"Pure profit, I guess."
Around seven thousand five hundred yuan.
The pen tip, which had been sliding across the paper, paused again. Zhou Yaodong turned to look at Xu An once more, his small eyes filled with great confusion.
"Our store mainly operates a takeout business. Centered around the Haishi Library and Red Brick Creative Park, we have about four or five hundred companies and shops ordering from us. Some of these companies have even partnered with us to provide their employees with lunch every day. In addition, we recently partnered with the Haishi Machinery Equipment Expo, and Xu's Fast Food Restaurant will supply all the boxed meals needed during the expo."
As Xu An continued his narration, the doubt in Zhou Yaodong's eyes turned into confusion. This script is not right!
He learned about Xu's Fast Food Restaurant from a documentary called "Visiting Fast Food Restaurants" on a local TV station in Shanghai. He learned from the documentary that Xu's Fast Food Restaurant was doing well, had a wide range of businesses, was on a good track record, and had a proactive expansion trend.
Most importantly, Xu An, the owner of Xu's Fast Food Restaurant, started from scratch, which means he needs money to expand! What a great business promotion opportunity this is!
So he, Zhou Yaodong, came to our door with the documents.
But now, things don't seem quite right.
The TV program said it had been established for a very short time, but it didn't say it was less than two months!
The TV said the business was doing well, but they didn't mention that the daily net profit was 7,500 yuan!
The TV said their business scope was very broad, and I even saw that Xu's Fast Food Restaurant was supplying meals to people in the Yinxing Office Building, but it didn't mention that they also received orders from the Expo!
Although it was unexpected, these unexpected factors were all advantageous conditions!
With high revenue, a wide range of business operations, and collaborations with many companies and government agencies, Xu's Fast Food Restaurant is unlikely to abscond with funds and has a huge development prospect!
Aside from its short history, it's an excellent business opportunity!
After some writing and calculations, based on the current operating situation of Xu's Fast Food Restaurant, it was determined that the maximum loan amount they could obtain was 1.2 million yuan.
If Xu's Fast Food Restaurant can stay open for six months and maintain its current sales level, the maximum amount could increase three to five times.
However, Xu An was already very satisfied with the amount and carefully placed the manuscript paper together with Zhou Yaodong's business card.
Now that I can get such a large loan, I can confidently purchase the insulated food truck outright.
When you need kitchen equipment or greenhouses, you can apply for a loan!
One million two hundred thousand!
Seeing that Xu An was interested, Zhou Yaodong was also very excited and asked expectantly.
"Mr. Xu, how much are you planning to borrow? I suggest you take out the maximum amount right away. It's more difficult to get a second loan before you've paid off your first one. I can handle all the paperwork for you, so you can rest assured and leave this to me. I'll definitely get it done perfectly!"
One million two hundred thousand!
Not to mention this month's performance, we'll also achieve next month's, the month after that, and the month after that!
“I don’t need it right now. I’ll call you when I do!” Xu An said, waving Zhou Yaodong’s business card in front of him. “I’ll keep the business card safe!”
One second it's heaven, the next it's hell—that's probably the best way to describe this scene.
1.2 million in sales, gone!
But Xu An was unwilling, and Zhou Yaodong had no choice. After struggling with Xu An for a while and being rejected by Xu An n+1 times, Zhou Yaodong had to give up the idea.
"Mr. Xu, please be sure to contact me when you need a loan!"
"If I need a loan, I will consider your bank and you first."
Although Xu An answered sincerely, Zhou Yaodong didn't believe a word he said!
Many customers had made such promises to him, but when they finally needed a loan, they all went to the Big Four banks!
All the achievements that should have belonged to him vanished!
Xu's Fast Food Restaurant! They absolutely must get a loan from them!
Is sending greetings once a day a bit too frequent? How about once every three days?
The bank recently stocked up on a lot of things to give to clients to maintain relationships. The peanut oil seems good, the Wuchang rice is also quite nice, and there seems to be flour as well.
I bring some with me every time I visit, that way the boss probably won't be annoyed by my visits.
It's never wrong to be polite!
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