Chapter 227 Planning to Buy a House
The fourteenth day of the first lunar month.
Rong Mei left the car at home and let Uncle Li take Liu Rong, Zhou Zhengfu and others to study, while she and Xu Guodong and others took a plane to Shenzhen.
When leaving, Liu Rong gave all the money she had available, a total of 30,000 yuan, to Rong Mei, and she gave the money in front of Zhou Zhengmei and Zhou Zhengfu.
Of course, Liu Rong also asked for the opinions of her brothers and sisters in advance.
After all, it's 30,000 yuan at once, which is a huge sum of money for any ordinary family, and it's also a huge temptation. If the 30,000 yuan is divided equally among the children, then the whole family can get several thousand yuan, which is also a considerable amount.
If this matter were told to outsiders without distinguishing between good and bad, and as the elder giving all the money to the younger son, outsiders would only think that the elder is incompetent and only favors the younger son.
Although the 30,000 yuan was absolutely tempting to the brothers and sisters, they still knew what was going on. Not to mention that the money was earned by Liu Rong herself, she had absolute control over it and could give it to anyone she wanted. The fact that Rong Mei could leave the car for Liu Rong to drive was enough to shut them up.
Compared with the 30,000 yuan and the car in front of them, the brothers and sisters still know which one is more valuable.
Since Rong Mei can treat her mother so well with all her heart, should they, as children, stop their younger siblings from treating their mother well since they don't have that ability?
Or, can you only enjoy the kindness of others without giving anything in return?
Liu Rong never taught them such unscrupulous things since they were young.
Therefore, this money is only a huge sum of money to them, but to Rong Mei now, it is just a number.
Furthermore, several people unanimously believed that Rong Mei was the backbone of the family now. Once she had a baby, everyone in the family would naturally have one too, because their younger brother and sister-in-law were always thinking about them.
When they arrived in Shenzhen, Xu Guodong and his group were first arranged to stay in a guesthouse, while Rong Mei went to the residence of Rong Sheng and his wife.
When Rongsheng and his wife left Harbin, they went directly to Shenzhen. With the help of Kang Bowen, they obtained the company's qualifications, rented an office building and a house, and were also responsible for recruiting people. The couple were never idle.
Although they had no experience in starting a company, the couple had strong business acumen and learned everything on their own or understood things quickly. By the time Rong Mei arrived, the couple had already set up the company and even received orders.
Considering that Rong Mei would also come to Shenzhen to develop, the couple rented a two-bedroom, one-living-room house. However, this house is only temporary. Since they want to develop here for a long time, renting a house is not a long-term solution.
Only by buying a house can you have a home that truly belongs to you.
It just so happened that a real estate project had just been opened nearby, with an average price of over 800 yuan per square meter. I didn't want to buy a bigger one, but something similar to the one I'm currently renting, which is over 90 square meters, with two bedrooms and a living room, and costs 80,000 yuan.
Buy two apartments on the same floor, one for Rongmei and one for themselves, so that they each have their own space.
Of course, the most important thing is that the budget is sufficient.
Although the couple had saved a lot of money from Rongsheng in the past two years, they had to invest a lot of money to start this company, and they also needed cash flow, so the funds they could embezzle were only around 200,000 yuan.
After buying a house, even the decoration has to be postponed.
Rong Mei happened to come, and the couple mentioned this matter to Rong Mei during dinner in the evening, thinking that when Rong Mei had time, she would take time to choose the floor and apartment type she liked.
Buy a house?
This matter was originally part of Rong Mei's plan, and it was not just about staying here to develop.
As a person of the future, Rong Mei certainly knows that the housing prices in Shenzhen will grow faster than a rocket. It will rise at lightning speed and reach a new height that most people cannot reach in the blink of an eye.
While housing prices are low and there are no purchase restrictions, of course the more properties you own the better. After all, you won't lose money by owning them.
The couple is now planning to buy a house here, which shows their forward-looking vision.
But the idea of buying only one set for peace of mind still needs to be "upgraded".
Frowning slightly, Rong Mei said to the couple, "Based on the current development speed of Shenzhen, I think housing prices will definitely rise in the future. Buying a small two-bedroom apartment of more than 90 square meters is still a bit cramped to live in. If you want to buy, you should buy a larger apartment, or even better, a single-family house."
If she didn't have enough funds now, she wouldn't be able to leverage even a bank loan, otherwise she would have to enter the real estate industry now.
But there is no rush. The era of real estate has just begun, and the peak era will not come for many years. The policy of paid land use will not be completely relaxed until next year. By then, as long as you have money, you can get land at will. Therefore, before that, she has to earn more capital and lay a good foundation.
Natalia smacked her lips. "Large apartment? Single-family? I know the bigger the better, and the housing prices will definitely go up, but right now your dad and I only have enough money to buy two small apartments. We don't live together, so when your mother-in-law and Nan Xu come over, they'll have a place to live. Of course, you'll have your own private space."
Since she was her own daughter, there was nothing to hide, so of course she told the truth about the "difficulties" and thoughts that she and Rongsheng were currently facing.
Furthermore, the couple were optimistic about the development of the Shenzhen Stock Exchange and thought that an increase in housing prices was inevitable, but they only thought of a small, gradual increase and did not consider a large increase at all.
I was thinking of buying a small apartment first, and then considering moving to a bigger one when I have enough money.
Rong Mei said without thinking, "Then you and Dad should buy a large apartment first, and when you have enough money, you can buy a few more as an investment. Don't worry about me, I have the money to buy them myself. If you don't have enough money, you can go to the bank for a loan."
Although there is no complete system and clear policy on bank loans for buying houses, as long as you have assets, you can get a mortgage loan from the bank.
If you are short of funds, then go to the bank for a loan. Using money to make money can also increase the speed and efficiency of making money faster.
It is only a matter of time before you seek a bank loan. The reason why you haven’t done so yet is that you haven’t found a suitable bank to cooperate with.
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