Chapter 040 Fifteen Thousand
His wife and daughter got up and had lunch. The three of them sat at the dining table and chatted amid the mess of cups and plates. Teacher Huang felt extremely happy.
Then he heard another knock on the door.
"What's going on?" the wife asked cautiously, "Are they here to collect the debt?"
Teacher Huang had a serious illness and spent a lot of money on medical expenses. After the school reimbursed some of the expenses, he did not have to sell his house for the time being.
But some debts were also incurred.
It is mainly among relatives and friends, not much, and it is expected to be repaid in two years.
Teacher Huang said, "No, I'll go and take a look. Maybe he's here to ask me for help."
The daughter said disdainfully: "You have switched to teaching physical education now, so why would anyone still ask you for help?"
"Don't talk nonsense," Teacher Huang said happily, "Someone came to me for help this morning. The parents were easy to deal with and the students were eager to learn. How great."
"What day is it today...No guests come on weekdays, but now they come twice." The wife asked curiously.
Teacher Huang went to open the door.
As the door opened, I saw two sets of clothing in familiar colors.
He narrowed his eyes and said hesitantly: "Student Ma Chaoji's..."
"Sister." Qin Mengmeng said with a smile, "Ma Chaoji's sister and uncle."
Teacher Huang invited the two in and asked them to sit down in the living room. His wife collected the dishes and went to the kitchen to wash them. His daughter lowered her head and pretended to play with her cell phone.
Both of them pricked up their ears quietly.
"These goodies just arrived. I'm bringing them to you, Teacher Huang, to try." Qin Mengmeng took out six big apples from the bag.
Just got it from Tiandi Station.
Three large gold ingots were also taken along with it, costing three hundred Yin De.
Old Man Ma kept saying that he had suffered a great loss, but when Qin Mengmeng asked to raise the price to 150, he refused and insisted on selling it to her for 100 Yin De.
Qin Mengmeng thought that he might not have made much money at this price, but he should not have lost money either.
The daughter secretly poked her head out from the dining table to see what the good things Qin Mengmeng was talking about were. When she saw that they were just six ordinary big apples, she couldn't help but curl her lips.
Qin Mengmeng put the apple down and chatted with Teacher Huang in a casual manner with a smile.
This teacher Huang is really easy to deal with. Qin Mengmeng's conversations that go around in circles and contain no information at all are hard for him to cope with.
But the wife in the kitchen pricked up her ears and listened to the two people talking about the weather for nearly half an hour. They talked about all sorts of things but never about business. She hurriedly put away the washed dishes, wiped her hands, and went to the living room to take over the conversation.
The hostess went straight to the point and asked politely, "What is the matter that brought you two to see our Mr. Huang?"
Zhang Sanri also politely handed over a business card.
Different from the one handed to Mao Liu's family in the morning, it was simpler and the titles printed on it were more approachable.
Manager of an insurance company.
"I forgot to introduce myself when I came to visit you this morning. Actually, I work for an insurance company and am a manager at least."
That is the largest insurance company in the country.
Zhang Sanri was almost certain that this family must have more than three insurance policies with that insurance company.
After he introduced himself, he didn't say a word and waited for the other party's response.
Qin Mengmeng watched quietly from the side. Seeing that the hostess racked her brains, she finally said, "Ah! I bought medical insurance for Lao Huang from this insurance company before."
Qin Mengmeng smiled.
Zhang Sanri's choice is a win-win situation.
If he asked directly whether Teacher Huang had any serious illness before, Teacher Huang would probably answer, but if he wanted to ask for some detailed details, even the most naive person would know that something was wrong.
But they couldn't explain why they needed such detail.
So insurance manager is a good choice.
If their family doesn't even have insurance, Zhang Sanri can still sell them insurance, and then he can naturally ask about Teacher Huang's medical condition.
The situation now is simpler.
The hostess said, "But doesn't that mean there's no way to compensate?"
Zhang Sanri smiled and said, "After I went back this morning, I felt really guilty. Teacher Huang helped our classmate Ma Chaoji so much, but we couldn't repay him."
"Later, I heard from my colleagues about your family's situation. I can't help you make a claim for an insurance policy that is definitely not payable, but if it is actually payable... you know, sometimes those insurance salesmen bully ordinary people who can't understand the contract and say that they can't pay even if they can."
“This happens all the time.”
"Great!" the hostess said excitedly, "I knew it! When I bought the insurance, it clearly stated that stroke would be compensated for 150,000 yuan! If it had been compensated earlier, I wouldn't have to borrow money everywhere."
Qin Mengmeng thought to herself, as expected.
A stroke is definitely a trip on the brink of life and death.
"Can you bring the contract over for me to see?" Zhang Sanri asked politely.
The hostess got up and hurried to look for the insurance contract.
Teacher Huang faced the interrogation of Zhang Sanri and Qin Mengmeng alone.
The two soon realized that Teacher Huang remembered everything before and after the stroke clearly, without missing anything.
This is the same as Ma Chaoji's situation.
But it is quite different from Qin Mengmeng’s own situation.
Soon the hostess came back with the insurance policy, and Zhang Sanri took it in his hand and read it word by word.
He was lying when he said he was an insurance company manager, but he was telling the truth when he said he could help.
As a lawyer, reading contracts is my job.
He was looking for loopholes in the contract, while Qin Mengmeng casually said, "I heard from others that Mr. Huang is very powerful and hard to mess with. I didn't expect to meet him in person today. I realized that those rumors are really unbelievable. Mr. Huang is so kind."
The hostess laughed and said, "Oh, Old Huang was quite powerful before."
"No one dares to make him angry except our daughter. In school, both students and teachers give him some respect."
Qin Mengmeng seemed to be thinking about something.
Come to think of it.
If he didn't have some status, a Chinese teacher would try to flip the classroom during the high school entrance examination, assigning a lot of homework that takes up time for other subjects.
Whether the students are happy or not is another matter, but I’m afraid other teachers in the grade will not allow it.
"But after he was saved from the stroke, Old Huang suddenly became a different person."
"My temper is much better now than before. I used to go home with a gloomy face, but now I smile every day."
The hostess said with satisfaction: "It's actually pretty good now."
Zhang Sanri suddenly pointed to a clause in the insurance contract and asked, "Is there any intellectual damage?"
Just to ask this.
Zhang Sanri explained carefully: "Look here, if there is any intellectual or memory impairment before or after the illness, you can get more compensation."
The hostess thought for a moment and said, "It seems that he has become a little dumber, but he has not really become mentally retarded or lost his memory."
Qin Mengmeng nodded and said, "Is it just that I'm a little straight sometimes?"
The hostess slapped her thigh and said, "Yes! That's right. After rescuing him, he spoke without thinking."
After reading the contract, Zhang Sanri put a few pages of paper on his lap and tidied them up. He smiled and said, "There are indeed some loopholes in the contract terms. Can you show me Mr. Huang's medical records?"
"If possible, I need to take photos of the insurance contract and medical records and submit them. It is estimated that the insurance coverage of 150,000 yuan should be credited to your account within half a month."
Teacher Huang was shocked: "Is it really possible?"
Zhang Sanri smiled and said, "It's okay. Mr. Huang, you have a stroke. This contract should definitely cover the claim. I think the salesperson refused the insurance just to achieve his sales performance."
Finally, when Qin Mengmeng and her husband left, Teacher Huang and his wife thanked them profusely and sent them to the car.
He also forced Qin Mengmeng and the others to take two boxes of milk away.
Qin Mengmeng walked to the door of Teacher Huang's house, stopped in front of the bush of sunflowers, and asked Teacher Huang if she could dig one up and take it away.
Considering the insurance coverage of 150,000 yuan, even though Mr. Huang's eyes were filled with pain, his wife still made the decision without hesitation and asked Mr. Huang to take a shovel and shovel up the entire clump of weeds, including the roots and soil.
The farewell procession lasted half an hour.
Zhang Sanri waited until he drove away from the neighborhood before wiping away the fake smile on his face and said, "I did a good thing this time."
Qin Mengmeng looked at the two boxes of milk on the back seat and a bunch of sunflowers with roots and soil still attached under the seat.
sigh.
"Now I have three cartons of milk. I can't finish them all. I can't finish them all. Why does Mr. Huang have so much milk at home?"
"Give it to Xiao Ma to replenish his body when we get home." Zhang Sanri said, "Xiao Ma is a little short for his age and height."
Qin Mengmeng's eyes showed pity.
"This is local milk, and the shelf life is not long. He has to drink four bags a day to finish it before the shelf life expires."
"Oh, this." Zhang Sanri said, "Then you can at least drink something too?"
Qin Mengmeng shook her head: "I'm lactose intolerant, I don't drink pure milk."
Over there is Teacher Huang’s home.
When my daughter saw that the guests had finally left, she couldn't wait to put down her phone and wash the apples in the living room.
At first she looked down on these two people who only brought an apple when they came to do business.
As a result, the apple lay there, and the more she looked at it, the more tempting it seemed to her.
When her parents were excited about the insurance policy, she pretended to play with her phone and tilted her ear but didn't listen carefully. She was completely attracted by the six apples.
"Why does it smell so good? Did you add perfume?"
Having said that, she didn't even cut them after rinsing them with water. She picked up the largest, roundest, and reddest one and took a big bite.
“What a sweet apple scent!”
At this time, Mr. and Mrs. Huang watched the two guests leave and returned home happily. Just when they were in high spirits, they smelled an enticing fruity fragrance.
"Is this—an apple?"
"What kind of apple is so good?" Teacher Huang said, "I haven't smelled such fragrant apples in a long time since I came to the city."
The wife smiled and said, "This is because when a person is happy, he is in high spirits and everything he smells smells good."
"If the insurance coverage of 150,000 yuan can really be obtained, we can pay off the foreign debts owed to relatives and friends and have some left over. Then, our family of three can go traveling together."
My daughter ate the apple and cut up the rest and took it out on a plate.
"Mom and Dad, please try it. It's really delicious."
The wife ate a piece and was also very shocked: "Well, you have helped so many people wholeheartedly in the past, but the rewards you have received combined are not as much as this family gave you."
“I really don’t know how much this apple cost.”
Teacher Huang ate one piece and then another piece.
The family of three finished the whole plate in no time.
"What was her student's name?" asked the wife.
Teacher Huang loosened his belt and lay on the sofa with his eyes squinted.
He was only 70% full at lunch. He cut a bowl of apples and drank half of it. Even though the fruit was full of water, he still felt a little full.
"Ma Chaoji."
He said: "Their child is called Ma Chaoji. He got into a fight at school and was expelled. He recently said he wanted to take the college entrance examination and came to me to help him get his student status restored and then find a key high school to attend."
"You are so silly." The wife said while chewing an apple, "Hasn't your school recently hired a bunch of excellent teachers with high salaries to teach cultural subjects? Last year, one student was admitted to a first-tier university and dozens of students were admitted to a second-tier university."
"Why do they have to go to other schools as a part-time student? The key classes in other schools progress so fast, and these vocational high school students have such poor foundations, how can they keep up?"
"It would be great if you could just study with Teacher Wang and the others. If you are smart and willing to learn, you should be able to get into a second-tier university."
"If you are really smart, you can study for two years to lay a solid foundation, and then go to another school for your senior year."
"Teacher Wang and her classmates graduated from No. 1 High School. Their level is definitely not bad. There are not many people taking cultural courses in your school, so the classes are small."
"It may sound bad to say it out loud, but for those kids who didn't get into high school after the junior high school entrance exam, it's definitely better to study with Teacher Wang than to go to a key high school."
When Teacher Huang thought about it carefully, it seemed to be true.
"No matter how good Teacher Wang is, our school is a vocational high school after all. I think parents would rather let their children study in key high schools."
"I'll ask then."
Teacher Huang lay on the sofa, holding his belly, next to his wife, his mind blank.
This weekend was such a happy one.
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