Chapter 328 No Loans



Yun Jin knew that He's mother hadn't given He Ziqian any money later. The money He's mother had made from selling gold was still in her account. If she were to give him money, it would definitely have been transferred out of her account.

Mother He didn't mention it, and Yun Jin didn't ask either.

As for He Ziqian, he flew to Hong Kong the next day to meet up with Feng Qianqian.

Only after arriving did I realize that Feng Qianqian had lost all of her remaining thousand-plus yuan.

When Feng Qianqian learned that Yun Jin made money by buying stocks and betting on horses, she wanted to replicate Yun Jin's path to wealth. However, she had no experience in this area in her previous life and lost the horse betting she made.

Her stocks were trapped, and she lost everything.

If He Ziqian doesn't come soon, she'll be homeless.

Upon learning that Feng Qianqian had lost everything, He Ziqian's face turned ashen: "You lost it all?"

Feng Qianqian felt guilty and blamed herself: "I thought that if we could win money, we wouldn't have to depend on other people. We could have our own money to open the shop. Who knew something like this would happen?"

"I'm sorry, I know I was wrong, I will never buy horses again," Feng Qianqian confessed.

He Ziqian didn't want to talk. It wasn't like he hadn't tried before; he almost always lost when he bet on something.

The only time he ever won money was when he was with his aunt.

Once the man won money, he didn't care about her life or death. When she asked him to bet again, he refused and even hypocritically advised her not to be too greedy.

If she hadn't been so greedy, she would have spent tens of thousands more on herself when she won money, and she wouldn't have been the only one to become rich overnight.

He Ziqian had no choice but to spend the money he had on food and drink in Hong Kong.

They used to be extravagant, but now they're broke. They share a bowl of wonton noodles, and even a pineapple bun has to be split between them.

The cost of living here is high, and I can't afford the rent for the hotel, so I have to stay in a cheap guesthouse.

Finally, having no other choice, they called Grandma He for help: "Grandma, help! We're broke and about to be homeless. Please send me a few hundred yuan to tide us over!"

Mrs. He coldly refused: "I have no money. I gave you so much money before, enough for your treatment over there."

"Grandma, I was wrong. I thought my aunt could make money by betting on horses, so I tried my luck. But I lost everything and now I'm penniless. Qianqian needs a transplant, but they won't do it if we don't have the money."

"Grandma, please lend me another thousand yuan. We'll go back after the transplant, and I'll pay you back when I earn money!" He Ziqian shamelessly begged.

Although Mother He was ruthless, he was still the grandson she had watched grow up, and she couldn't bear to let him wander the streets. She could only wait for Yun Jin to come back and ask Yun Jin to transfer a thousand yuan of the money she hadn't used from selling gold.

Yun Jin only found out after asking around that they had actually gone to buy horses.

I knew that if I went to that glamorous world, I wouldn't learn the good things, but I would definitely learn the bad.

They assumed everyone had their own magic touch, able to clearly remember winning numbers and stock market trends.

He deserved to lose everything.

Yun Jin said, "It's too late to call today. I'll call Zhou Da later and ask him to send a thousand over, and also check if he's really homeless."

Mother He nodded, knowing that Yun Jin was reliable.

Yun Jin called Zhou Da, who said, "If you hadn't called me, I was planning to call you tomorrow. Your nephew, He Ziqian, came to me this afternoon with his girlfriend to borrow money, saying they had no money for food."

Mrs. He listened intently to the phone call.

Yun Jin guessed that Zhou Da was the only person He Ziqian knew and interacted with over there; he couldn't find any other major nemesis besides him.

Yun Jin asked, "Did you answer it?"

“I didn’t lend them any money. They borrowed it in your name. I didn’t get your permission, so how could I lend them money? I gave them ten yuan to buy some steamed buns and bread. That should be enough for today.”

Yun Jin was furious: "In my name?"

Mrs. He was furious: "That brat, how could he do such a thing?"

Yun Jin stated: "No matter who borrows money in my name, I will not lend it to them. I will not acknowledge their debts."

Zhou Da nodded: "Don't worry, I won't lend money easily."

Yun Jin apologized a few times and asked He's mother, "Should we return the thousand to him?"

"No need, five hundred is enough for their return tickets. As for the rest, don't worry about it." Mrs. He was very disappointed that they were making money under someone else's name behind her back.

That grandson went too far.

How could he do such a thing?

Yun Jin and Zhou Da said, "Take five hundred from my account and give it to him. Tell him it was borrowed by his grandmother and this is the last time he'll give her money. Tell him to take care of himself."

Zhou Da nodded: "Okay, I'll wait for him to come and collect the money tomorrow."

"Thank you for your trouble. I'll treat you to a big meal when we get to Hong Kong." Yun Jin promised and hung up the phone, then comforted He's mother, who was quite angry: "Anyway, I didn't lose anything. Mom, don't be angry. Zhou Da isn't stupid; he won't lend money easily."

"Mom is just disappointed in this child. How did he become so repulsive?" Mother He was furious. She called her older brother and sister-in-law over and gave her older brother a good scolding.

It's his fault for not teaching his child well that He Ziqian has become so wicked.

They also said that Sister-in-law He spoiled her son, which led to his unruly personality.

Anyway, if Mrs. He is unhappy, they can expect to be scolded.

Brother He and Sister-in-law He only found out what He Ziqian had done when they were so angry that they wanted to call him. However, they had already moved out of the luxury hotel and were now living in a tiny room without a phone.

Brother He called several times but no one answered before he finally hung up.

Yun Jin watched the show from the sidelines, seeing He Ziqian squander the last bit of his parents' expectations for him.

When he and Feng Qianqian got together, how could two selfish people possibly care about other people's feelings?

They'll ruin themselves sooner or later.

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