Their lifespan is similar to that of humans, so you can imagine...
As an insider, Tommy couldn't help but whisper a few of his employer's little-known 'secrets' when he heard the guests talking about it.
"That's right. I heard that a few years ago, in order to get the chance to open a bank on the territory of an adult red dragon..."
These goblins actually decided to use their own people to feed that lazy, gluttonous red dragon.
Whoever draws the 'death lot' will have to feed themselves to the red dragon.
"After feeding it for three years, they finally got that red dragon to vomit whenever it saw a goblin... Only then did the red dragon agree to let them open a branch there."
"Well, and that Red Dragon became the branch's first customer, plus... a bank security guard."
Li Aili: "???"
Arthur said, "Dragons will never let their treasures out of their sight."
"The goblin made a huge fortune and acquired a vault keeper."
Tommy immediately flattered, "This gentleman clearly knows about dragons."
As they spoke, they passed through the bustling first-floor lobby and arrived at the quiet second floor.
Here, some well-dressed people sit quietly on the seats in the aisle, waiting for the bank staff on the second floor to call their numbers.
"This is the second floor, where loan services are handled for the nobility."
"Would you mind revealing your nationality and title?" Tommy asked tentatively.
Li Aili smiled slightly.
That smile was so beautiful that Tommy was startled and quickly looked down at his only pair of leather shoes.
Li Aili took out a gold coin from her handbag and was about to hand it to Tommy when a large hand stopped her.
The Duke calmly pushed the gold coins that Li Aili had taken out back to him.
Then, he took a gold coin from the ruby ring on his thumb and tossed it over.
Li Aili: "..."
She found it both laughable and exasperating that this man was so petty about small things.
Tommy was so happy to receive the gold coins that he almost forgot his fear of the nobleman in front of him.
"Oh, this, this! You are too generous, sir! Please do not hesitate to ask for anything that may be of service to you!"
The Duke looked at Li Aili.
Li Aili then said, "Actually, I just have a few questions I want to ask."
"Hey! Let's talk over here."
Tommy led the two to a secluded VIP lounge.
"Hey, go ahead and say it!" He poured them both some red tea with great enthusiasm.
Li Aili thought for a moment, "Do you know exactly what your investment and wealth management products invest in?"
Tommy breathed a sigh of relief. He was really afraid that he wouldn't know the answer to the question this beautiful woman was asking, and if that happened, would he have to return the gold coins?
“You’ve come to the right person. I can’t speak for other things, but I do know this.”
"Hey, those noble gentlemen on the second floor, they're all here to borrow money, and the debts they owe are the 'investment products' of those ordinary depositors on the first floor."
That's when Li Aili understood.
The goblin bank acts as a 'middleman,' handling the entire interest rate spread.
Li Aili then asked, "What if the nobleman can't pay back the money? How should this debt be settled?"
Tommy shrugged. "So that means there are risks in investing and you need to be careful with your finances. Anyway, the goblins won't take the blame."
Li Aili: "..."
"Are they really not afraid of being beaten to death by depositors?"
Tommy said, "Hey, there are too many goblins. If any of them cause trouble, just push the clerk who handles this business out and let the customers beat them to death."
Anyway, they're not afraid of losing a few lives.
Li Aili: "..."
She felt a deep respect for the goblin salesman downstairs.
"Could you introduce us to your bank manager? I have a business deal to discuss with him."
Tommy hesitated, "You didn't make an appointment, but if this business is particularly large, I can try to report it to your superiors for you."
Li Aili calmly asked, "Approximately how much bad debt does this goblin bank have in a year that nobles default on?"
Tommy said, "That's a lot, probably several hundred million."
Li Aili smiled slightly and said, "Then tell your bank manager that I have a business deal worth several hundred million gold coins that I want to discuss with him."
With a 'thud,' Tommy was so startled that he fell to the ground.
Thank you Feiyu for your monthly ticket~(づ￣3￣)づ
(Bonus chapter for monthly pass holders: 91/100)
(End of this chapter)
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