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Xi Yue transmigrated into a wealthy interstellar family's daughter. Before she could enjoy her new life, her father died in battle, leaving her with a four trillion debt.

Having perished with loan sharks in her previous life, Xi Yue thought: Is debt my destiny?

The interstellar rulers colluded to eliminate the God of War, Xi Hai, then exiled his children to a garbage sector, where a contamination outbreak conveniently occurred.

"They're just useless trash who can't even activate a mecha; they're doomed."

No one knew that not only did Xi Yue not die, but she also obtained a strange remote control. With a gentle press, she could trigger a contamination explosion.

Xi Yue: Oh? Then I'll start paying off my debts.

-

Everyone believed the Xi family would never repay their debts after the father's death. Unexpectedly, Xi Hai's daughter knocked on a creditor's door.

The creditor, after a moment of surprise, sneered: "Come to repay a debt, or to die?"

Xi Yue smiled and nodded: "Both."

That night, news of "General XX infected by mutation and tragically deceased" hit the star network. Simultaneously, Xi Yue leisurely sipped her coffee and received a message:

"Due to the death of creditor XX, the principal and interest of 12 billion in debt are now void. You are not required to repay."

"Assets are non-inheritable, but debts are inheritable." Interstellar law is truly amusing.

Doesn't that just mean: if you can't solve the debt, solve the creditor?

-

Contamination outbreaks occurred one after another in the homes of the rulers, finally attracting serious attention.

Someone gasped: "How is the order of these deaths exactly the same as the Xi family's debt due dates?!"

The remaining creditors panicked, deploying a joint military force to search the entire world for the Xi family's remnants.

News reached a certain super contamination zone, and Xi Yue said: "Oh, I'm so scared."

Good timing, it saves her the trouble of looking for them one by one; it's quite tiring.

PS:

1. The female lead has a hidden identity and a bug-level golden finger. The male lead is not just a background character, but the female lead is focused on her career!

2. My writing reputation is good, please collect it!

An Rou had just transmigrated into the game when her NPC father told her to sell their abandoned farm. An Rou: ? The world was so chaotic; she had always dreamt of having a self-sufficient, isolated farm! Selling it was impossible. An Rou decided to reopen the farm. As for the money her father wanted, she would find other ways to get it.

In the holographic game, which focused on monster slaying, there was only one way to earn money: kill "喰鬼" (flesh-eating demons/ghouls) for gold rewards. An Rou was physically weak, unable to lift heavy things, and was just an NPC who couldn't learn skills or even access a game panel. Killing "喰鬼"? That would be suicide. But An Rou discovered that she could see all players' game panels, and to some extent, even hear the "喰鬼"'s thoughts? An Rou understood: compared to players, the "喰鬼" were her true comrades-in-arms.

As An Rou ventured in and out of mission sites repeatedly, a small burial ground appeared on the farm. From time to time, dull thumping sounds emanated from underground. Every time An Rou heard them, her lips would curve up in a happy smile. Players dying also dropped gold and items; the person who designed this game was a genius! Hundreds of millions of players equaled hundreds of millions of money trees. An Rou would wake up laughing from her dreams.

A group of miserable players quietly appeared on the game forums. Whether they used revival cards or waited for natural resurrection, the outcome was the same: reviving meant instant death, until they were completely offline and could no longer log into the game. Players cried out, finding no recourse, and help-seeking posts flooded the forums. "Someone please, help me find my corpse!" "Which bastard is so evil that they buried my body?!" "Despair, how can even the guild not find my corpse!!!"

As major guilds began to investigate, a mysterious farm gradually became the center of attention. Grain fields, vegetable patches, chicken coops, duck sheds, pickle vats, fish ponds—everything was in place. The farm owner was a young beauty in a silk qipao, not only incredibly alluring but also surrounded by "喰鬼," each one a high-level monster offering abundant rewards. An Rou covered her mouth with a silk handkerchief, feigning surprise: "Oops, you found me. Welcome to play!" All the players erupted in excitement—"So many high-level '喰鬼,' this must be an SSS-rank mission!" "Maybe, probably, definitely, the boss is the ultimate demon king, let's all charge!" However, wave after wave of players went in and never returned, while the farm became increasingly grand, featuring restaurants, hotels, bathhouses, commercial establishments, and even teleportation arrays, clearly setting up for ecological tourism. An Rou looked at the ground covered with corpses, gold, and items, covering her mouth with a gentle smile: "Thank you for your patronage!" Forum players: "Is this a monster-slaying game or a management game?!"

One day, a player finally cornered An Rou, their weapon glowing with a skill's light: "You say you're an NPC? Then why do you have a sword? NPCs can't activate weapon skills..." *Thud*—An Rou's sword shattered all of the player's defenses, piercing through their heart. An Rou chuckled softly: "The base attack power of a top-tier purple weapon is enough to kill you, even without skills." Another day, a large number of players gathered into a legion, besieging the farm with overwhelming force. *Boom, boom, boom...* The farm rose from the ground, astounding tens of thousands of legionnaires—"The damn farm grew legs and ran?!" Beneath the farm was a massive, terrifying SSS-rank "喰鬼." An Rou sat elegantly on the edge of the farm, waving her silk handkerchief: "Welcome to Rou Rou's mobile farm! We'll notify you all once we've moved to a new address." #Opened a farm, accidentally turned it into a final dungeon#

[Tips]1. Female NPC protagonist, greedy for money and a "green tea" type;2. There is a male lead, not just a background character;3. Player death = loss of game qualification, not death in the real world.